The Walmart Rewards World Mastercard is designed for Canadians who want to turn everyday purchases into meaningful savings. Whether you’re buying groceries, stocking up on household essentials or shopping online, this card rewards you with accelerated Walmart Rewards that can be redeemed directly at Walmart stores and on Walmart.ca. It’s a practical and rewarding credit card built for families, budget-conscious shoppers and anyone who wants more value from routine spending.
What makes this card especially appealing is how seamlessly it integrates into your everyday life. With no annual fee, enhanced earn rates on Walmart purchases, travel protections, mobile wallet compatibility and strong security features, it delivers convenience and savings without added complexity. If you’re looking for a reliable card that boosts your purchasing power while keeping your financial routine simple, the Walmart Rewards World Mastercard offers an excellent, cost-effective solution.
Top Benefits of the Walmart Rewards World Mastercard
1. High Rewards on Walmart Purchases
Earn accelerated Walmart Rewards when shopping at Walmart.ca and Walmart stores across Canada. Your everyday essentials help you save more throughout the year.
2. Increased Rewards for Online Shopping
Online shoppers benefit from even higher earn rates at Walmart.ca, making digital purchases one of the fastest ways to accumulate rewards.
3. Redeem Rewards Instantly at Checkout
Use your Walmart Rewards dollars to reduce your bill directly during checkout at participating stores or on Walmart.ca — no complicated redemption rules.
4. No Annual Fee for a World Mastercard
Despite offering premium perks and enhanced earning potential, the card comes with no annual fee, making it an exceptional value option for Canadian households.
5. Mobile Wallet Compatibility
Add your card to Apple Pay, Google Pay or Samsung Pay for fast, contactless and secure payments wherever digital wallets are accepted.
6. Comprehensive Purchase Protection
Enjoy purchase assurance and extended warranty coverage on eligible items, providing extra confidence when buying electronics, appliances and other major purchases.
7. Travel Perks and Insurance Coverage
Cardholders may receive travel benefits such as car rental collision coverage and global Mastercard acceptance, providing convenience for trips and vacations.
8. Real-Time Fraud Monitoring
Walmart Rewards World Mastercard includes 24/7 fraud detection and Zero Liability protection, ensuring unauthorized transactions do not impact you financially.
9. Free Additional Cards for Family Members
You can add authorized users at no extra cost to help earn rewards faster while maintaining visibility and control of household spending.
10. Online Account Management
Track your rewards balance, view statements, make payments and monitor transactions from the Walmart Financial app or online portal.
11. Ideal for Everyday Spending
Whether you’re purchasing groceries, personal care products, home goods or seasonal items, the card helps you save money on what you already buy regularly.
Who Can Apply for the Walmart Rewards World Mastercard?
Eligibility criteria generally include:
- Must be at least 18 or 19 years old, depending on the province
- Must be a Canadian resident with a valid address
- Recommended annual personal income of $80,000 or household income of $150,000 (World Mastercard requirement)
- Must have a good credit score
- Must have valid government-issued identification
- Must provide accurate personal and financial information during the application
- Must meet Walmart Financial’s credit assessment criteria
Applicants who do not meet income requirements may be considered for the Walmart Rewards Mastercard instead.
How to Apply for the Walmart Rewards World Mastercard
- Visit the Walmart Financial website.
- Navigate to the Credit Cards section.
- Select the Walmart Rewards World Mastercard.
- Review the card’s earning rates, benefits and eligibility requirements.
- Click Apply Now to start the secure online application.
- Provide personal information, including employment and income details.
- Upload identification if requested.
- Review all terms and conditions carefully before submitting.
- Submit the application for processing.
- Wait for approval — many decisions are provided quickly.
- Receive your physical card in the mail.
- Activate your card through the app, website or by phone.
- Start earning Walmart Rewards on every eligible purchase.
Frequently Asked Questions (FAQ)
1. Does the Walmart Rewards World Mastercard have an annual fee?
No, the card has no annual fee.
2. Where can I earn the most rewards?
At Walmart.ca and Walmart stores across Canada.
3. How do I redeem Walmart Rewards dollars?
Simply apply them at checkout in-store or online at Walmart.ca.
4. Can I use this card while traveling?
Yes, it is accepted worldwide wherever Mastercard is recognized.
5. What credit score do I need to qualify?
A good to excellent credit score is recommended.
6. Can I add additional cardholders?
Yes, supplementary cards are available at no extra charge.
7. Does the card offer mobile payment support?
Yes — Apple Pay, Google Pay and Samsung Pay are fully supported.
8. Is the card secure for online purchases?
Yes, with real-time fraud monitoring and Zero Liability protection.
9. Can I track my rewards in real time?
Yes, through the Walmart Financial app or online account.
10. Does this card provide extended warranty benefits?
Yes, eligible purchases receive extended warranty and purchase protection.
11. Will I receive travel insurance?
Some versions include travel-related benefits such as car rental insurance.
12. Can this card help build credit?
Yes, responsible use contributes positively to your credit history.
